Ingrid McGaughey, Author at Ingrid Bjel McGaughey - Mortgage Broker - Page 16 of 32

March 22, 2017 0 Comments

You can improve mortgage qualifying success Yes, new mortgage rules have made it harder to qualify for a mortgage, whether you are a first-time buyer or looking to renew or refinance your mortgage

February 1, 2017 0 Comments

Planning to buy with less than 20%? You'll need default insurance We're all looking to save a little money - every little bit helps. If you're planning to buy with less than 20% down,

January 30, 2017 2 Comments

Mortgage brokers drive mortgage rates down by 17.5% A 2011 Bank of Canada study said that "the average impact of a mortgage broker is to reduce rates by 17.5 basis points."  In fact, controlling

November 7, 2016 1 Comment

Do first-time homebuyers really get any benefit from a mortgage broker? Last week I met with Tom* and Marcy*, a couple in their early 30s who are interested in doing the mortgage planning for

October 17, 2016 0 Comments

Down payment of 20% plus?  New mortgage rules that affect you The Canadian finance minister announced stringent new mortgage rules on October 3, 2016. Anyone looking to buy a new home or refinance, may be