Do first-time homebuyers really get any benefit from a mortgage broker? Last week I met with Tom* and Marcy*, a couple in their early 30s who are interested in doing the mortgage planning for
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Down payment of 20% plus? New mortgage rules that affect you The Canadian finance minister announced stringent new mortgage rules on October 3, 2016. Anyone looking to buy a new home or refinance, may be
The mortgage stress test - what you need to know On October 3, 2016, Canada's Finance Minister announced the latest round of mortgage rule tightening: a more stringent mortgage stress test for borrowers
How do you know if you need a high ratio mortgage? If you're buying a home, you've likely heard the term "high ratio mortgage". Are you wondering whether it applies to you, and
Monoline mortgage lenders - offering mortgage choice Finding a perfect mortgage is like finding the perfect home. It’s an important decision that requires a lot of shopping around. That’s where we mortgage brokers come
I'm a Toronto-based Mortgage Broker. My focus: to mentor and educate first-time home buyers, people with less-than-perfect credit, and people in business for themselves, to make the best mortgage choices for them.