mortgage planning Archives - Page 18 of 23 - Ingrid Bjel McGaughey - Mortgage Broker

September 16, 2013 1 Comment

What is the "Mortgage Qualifying Rate"? If you're considering a variable rate mortgage, or a mortgage with a term shorter than 5 years, chances are you've come across the term "mortgage qualifying rate",

August 11, 2013 1 Comment

If you're getting an Ontario mortgage, including anywhere in the Toronto, Etobicoke, or Mississauga area, chances are you've come across the terms "collateral mortgage" and "standard charge mortgage".  Which is better for you?

June 11, 2013 3 Comments

What is a HELOC and what can you do with it? In my years in banking I have seen mortgage products evolve from very restrictive mortgages to products that are now much more

April 24, 2013 1 Comment

What you need to know about prepayment privileges When you're shopping for a mortgage, one of the things you need to check out is your options relating to prepayment privileges.  These are the bells and whistles

April 19, 2013 0 Comments

What a mortgage broker really does Every so often I get a question from people that makes me realize that, in general, most people have no idea what I do.  They assume that