Do your own personal stress test There's been a lot of nervousness about the latest rendition of the mortgage stress test. There's now only a minimal purchasing power boost if you put more
Ingrid McGaughey, Author at Ingrid Bjel McGaughey - Mortgage Broker - Page 10 of 32
Fixed or variable rate mortgage: is rate the only thing to look at? One of the biggest questions you'll face when planning your mortgage, is whether to lock in to a fixed rate
Living paycheck to paycheck? You're not alone. Canadians are carrying heavier loads of personal debt than ever before. For some of us, the cost of servicing those debts is in itself an obstacle
Don't be nervous about getting a mortgage, a broker can help! One-third of Canadians already use a mortgage broker when getting a new mortgage (source: CAAMP). And a report from the Bank of
"Conditional on financing" - do I need this? When you find the condo or house of your dreams, and want to make an offer to purchase it, do you need a financing clause?
I'm a Toronto-based Mortgage Broker. My focus: to mentor and educate first-time home buyers, people with less-than-perfect credit, and people in business for themselves, to make the best mortgage choices for them.