Ingrid McGaughey, Author at Ingrid Bjel McGaughey - Mortgage Broker - Page 9 of 30

January 18, 2022 1 Comment

"Conditional on financing" - do I need this? When you find the condo or house of your dreams, and want to make an offer to purchase it, do you need a financing clause?

November 22, 2021 1 Comment

I work with many first-time homebuyers in Toronto, Mississauga, Oakville, and throughout Ontario.  Some have already talked to a professional of one type or another about their mortgage, others haven't. All of them seem surprised at the

February 9, 2021 0 Comments

Think you have to wait 7 years after bankruptcy before you can get a mortgage? That's a myth. You can actually get a mortgage the day after you get discharged - though you

February 1, 2021 0 Comments

Set yourself up for homebuying success Buying a new home soon - say in the next year or two?  It's a very exciting time!   Even if you're not a first-time homebuyer, you

December 21, 2020 6 Comments

  Minimum down payment increase - what you need to know On February 15, 2016, the minimum down payment rules changed in Canada.  On homes purchased for more than $500,000, the portion of the house price over